CAROLINA WEALTH ADVISORS LLC
Q3 2026 Form 13-F

MYRTLE BEACH, SOUTH CAROLINA
CIK 0001786411 · CRD 288837 · SEC-registered investment adviser
$262.8M Reported Value Total

CAROLINA WEALTH ADVISORS reports 1,591 total accounts under management (AUM). There are 1,530 discretionary accounts valued at $308,452,903, and 61 non-discretionary accounts valued at $4,962,180.

Source: Form ADV filed * Note that certain holdings are exempt from Form 13-F reporting, so the AUM totals may be greater than the Form 13-F total.
SEC Registered Discretionary & Non-Discretionary
Source: Form ADV filed 2026-03-25
Reported value
$262.8M
Quarter over quarter
-6.2%
Holdings
373
Top-10 concentration
38.6%

Key People

Form ADV owners & control persons
Christy Lee Horlacher
MEMBER
Matthew Radcliff Lowery
MEMBER
Christopher David St. John
SHAREHOLDER

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Q3 2026 13F record

Q3 2026 13F filing summary

Q3 2026 Form 13F portfolio summary
Period of report September 30, 2026
Filed October 23, 2026
Form 13F-HR
Reported value $262.8M
Positions 373
Change in reported value +3.0%
New positions 127
Exited positions 32
Position turnover 39.3%
Top-10 concentration 38.6%

13F filings by quarter

Form 13F filings by quarter
Quarter Positions Value
Q3 2026 13F
Filed Oct 23, 2026
373 $262.8M
Q2 2026 13F
Filed Jul 9, 2026
278 $255.1M
Q1 2026 13F
Filed Apr 7, 2026
277 $240.1M
Q4 2025 13F
Filed Jan 21, 2026
271 $224.3M
Q3 2025 13F
Filed Oct 7, 2025
232 $231.5M
Q2 2025 13F
Filed Jul 22, 2025
270 $202.7M
Q1 2025 13F
Filed Apr 24, 2025
284 $185.4M
Q4 2024 13F
Filed Jan 14, 2025
298 $185.8M
Q3 2024 13F
Filed Oct 21, 2024
338 $196.6M
Q2 2024 13F
Filed Jul 12, 2024
225 $203.9M
Q1 2024 13F
Filed Apr 5, 2024
221 $184.5M
Q4 2023 13F
Filed Jan 23, 2024
246 $193.0M
Q3 2023 13F
Filed Oct 17, 2023
266 $177.1M
Q2 2023 13F
Filed Jul 17, 2023
255 $166.2M
Q1 2023 13F
Filed Apr 14, 2023
274 $170.8M
Q4 2022 13F
Filed Jan 10, 2023
210 $158.8M
Q3 2022 13F
Filed Oct 14, 2022
219 $127.4M
Q2 2022 13F
Filed Jul 19, 2022
242 $151.3M
Q1 2022 13F
Filed Apr 18, 2022
254 $158.3M
Q4 2021 13F
Filed Jan 24, 2022
253 $176.9M

8 earlier quarters on file — choose one from the quarter menu above.

Top 20 holdings · Q3 2026

Largest Q3 2026 13F positions by reported value
# Holding Reported value % of portfolio
1 BKLC BNY MELLON US LARGE CAP CORE EQUITY ETF $19.0M 7.22%
2 SCHQ SCHWAB LONG-TERM U.S. TREASURY ETF $18.0M 6.86%
3 BKAG BNY MELLON CORE BOND ETF $13.1M 5.0%
4 SCHP SCHWAB US TIPS ETF $12.0M 4.58%
5 SPHY STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF $10.1M 3.85%
6 CSCO CISCO SYS INC COM $6.9M 2.61%
7 BSCZ INVESCO BULLETSHARES 2035 CORPORATE BOND ETF $6.0M 2.28%
8 AMGN AMGEN INC COM $5.6M 2.11%
9 SCCO SOUTHERN COPPER CORP COM $5.5M 2.11%
10 KO COCA COLA CO COM $5.2M 1.98%
11 ABBV ABBVIE INC COM $5.1M 1.92%
12 FESM FIDELITY ENHANCED SMALL CAP CORE ETF $5.0M 1.91%
13 TXN TEXAS INSTRS INC COM $4.9M 1.88%
14 PM PHILIP MORRIS INTL INC COM $4.8M 1.82%
15 XLP STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF $4.8M 1.81%
16 SCHY SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF $4.7M 1.78%
17 FRO FRONTLINE PLC COM $4.4M 1.66%
18 TRGP TARGA RES CORP COM $4.3M 1.65%
19 MO ALTRIA GROUP INC COM $4.3M 1.64%
20 BMY BRISTOL-MYERS SQUIBB CO COM $3.6M 1.36%

Values as reported on the Q3 2026 Form 13F. Every position is in the holdings table below.

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