ADIRONDACK TRUST CO
Q2 2025 Form 13-F
SARATOGA SPRINGS, NEW YORK
CIK 0001054257
· Institutional investment manager
$275.4M Reported Value Total
Reported value
$275.4M
Quarter over quarter
+7.0%
Holdings
480
Top-10 concentration
41.2%
Key People
Named on the latest Form 13-F filing — not necessarily an owner
Janelle Phillips
Wealth Management Operations Assistant
Filing Navigation
Coverage begins with the second quarter of 2013. Earlier quarters are not shown while their accuracy is being verified.
13F Metrics
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Q2 2025 13F record
Q2 2025 13F filing summary
| Period of report | June 30, 2025 |
|---|---|
| Filed | July 11, 2025 |
| Form | 13F-HR |
| Reported value | $275.4M |
| Positions | 480 |
| Change in reported value | +7.6% |
| New positions | 22 |
| Exited positions | 19 |
| Position turnover | 8.2% |
| Top-10 concentration | 41.2% |
13F filings by quarter
| Quarter | Positions | Value |
|---|---|---|
|
Q3 2026 13F
Filed Oct 14, 2026
|
555 | $319.8M |
|
Q2 2026 13F
Filed Jul 16, 2026
|
558 | $335.6M |
|
Q1 2026 13F
Filed Apr 3, 2026
|
544 | $297.6M |
|
Q4 2025 13F
Filed Jan 8, 2026
|
537 | $304.0M |
|
Q3 2025 13F
Filed Oct 20, 2025
|
508 | $298.2M |
|
Q2 2025 13F
Filed Jul 11, 2025
|
480 | $275.4M |
|
Q1 2025 13F
Filed Apr 3, 2025
|
477 | $255.9M |
|
Q4 2024 13F
Filed Jan 17, 2025
|
483 | $261.9M |
|
Q3 2024 13F
Filed Oct 8, 2024
|
489 | $259.6M |
|
Q2 2024 13F
Filed Jul 9, 2024
|
492 | $244.9M |
|
Q1 2024 13F
Filed Apr 9, 2024
|
503 | $238.9M |
|
Q4 2023 13F
Filed Mar 29, 2024
|
495 | $231.4M |
|
Q3 2023 13F
Filed Oct 31, 2023
|
485 | $200.4M |
|
Q2 2023 13F
Filed Aug 9, 2023
|
461 | $214.0M |
|
Q1 2023 13F
Filed Apr 28, 2023
|
484 | $197.4M |
|
Q4 2022 13F
Filed Jan 13, 2023
|
479 | $193.3M |
|
Q3 2022 13F
Filed Oct 13, 2022
|
453 | $178.9M |
|
Q2 2022 13F
Filed Jul 6, 2022
|
433 | $186.5M |
|
Q1 2022 13F
Filed Apr 5, 2022
|
412 | $211.3M |
|
Q4 2021 13F
Filed Jan 13, 2022
|
404 | $209.6M |
34 earlier quarters on file — choose one from the quarter menu above.
Top 20 holdings · Q2 2025
| # | Holding | Reported value | % of portfolio |
|---|---|---|---|
| 1 | SPY SPDR S & P 500 ETF TRUST | $36.4M | 13.22% |
| 2 | NVDA NVIDIA CORP. | $14.4M | 5.24% |
| 3 | AAPL APPLE INC | $13.9M | 5.05% |
| 4 | MSFT MICROSOFT CORP | $12.2M | 4.43% |
| 5 | AMZN AMAZON. COM, INC | $8.2M | 2.98% |
| 6 | VTHR ETF VANGUARD RUSSELL 3000 | $6.7M | 2.44% |
| 7 | JPM JPMORGAN CHASE & CO COM | $6.4M | 2.33% |
| 8 | MDY S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF | $5.9M | 2.13% |
| 9 | BRK-B BERKSHIRE HATHAWAY INC. DEL CLASS B | $4.8M | 1.76% |
| 10 | PG PROCTER & GAMBLE CO | $4.4M | 1.6% |
| 11 | IWF ISHARES RUSSELL 1000 GROWTH ETF | $4.3M | 1.56% |
| 12 | META META PLATFORMS INC | $4.2M | 1.51% |
| 13 | IJR ISHARES CORE S&P SMALL-CAP ETF | $3.8M | 1.37% |
| 14 | HD HOME DEPOT INC | $3.5M | 1.27% |
| 15 | AGG ISHARES CORE TOTAL US AGGREGATE BOND ETF | $3.4M | 1.25% |
| 16 | JNJ JOHNSON & JOHNSON | $3.4M | 1.25% |
| 17 | TIP ISHARES TIPS BOND ETF | $3.4M | 1.22% |
| 18 | MCD MCDONALDS CORP | $3.3M | 1.2% |
| 19 | CAT CATERPILLAR INC | $3.1M | 1.12% |
| 20 | ABBV ABBVIE INC. | $3.0M | 1.07% |
Values as reported on the Q2 2025 Form 13F. Every position is in the holdings table below.