Zions Bank

Zions Bancorporation, National Association is a financial services company headquartered in Salt Lake City, Utah, with $89 billion in total assets and $3.4 billion in annual net revenue as of year-end 2025. The firm operates primarily across 11 Western states—Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming—serving over one million customers. Its operational structure is decentralized into seven geographically defined bank divisions: Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. This affiliate model grants local management authority over pricing and product customization, while an enterprise-level "Other" segment provides centralized technology infrastructure, risk oversight, and capital allocation for the 9,195-employee organization. To support its workforce, the firm maintains an enterprise-wide learning platform featuring more than 20,000 programs and structured learning paths.

The firm generates revenue through net interest income and...