Business Summary
United Bankshares, Inc. (UBSI) is a West Virginia-based financial holding company incorporated in 1982, operating through its single banking subsidiary, United Bank (chartered under Virginia law), which delivers a full range of commercial and retail banking services. As of December 31, 2025, the company reported approximately $33.7 billion in consolidated assets and $5.5 billion in total shareholders' equity, reflecting decades of acquisition-driven growth including 33 banking institutions since formation. The company's 2025 results were meaningfully shaped by the January 2025 acquisition of Piedmont Bancorp Inc., which added 16 Georgia locations and approximately $2.4 billion in assets, establishing United's entrance into the greater-Atlanta market.
Products & Services
- Commercial banking: commercial loans, commercial real estate loans, floor plan financing, construction loans
- Retail banking: checking accounts, savings accounts, money market accounts, time deposits, IRAs
- Consumer lending: personal loans, residential real estate loans, home equity lines, credit...
AI-generated summary of Item 1 (Business) from the 10-K filed Feb 27, 2026 — View filing on SEC.gov. May contain errors — refer to the filing for authoritative information.
Across SEC filings
Institutional holders · 13F
Q2 2026| Largest holders | Reported value |
|---|---|
| BlackRock Inc | $925.2M |
| STATE STREET CORPORATION | $399.1M |
| DIMENSIONAL FUND ADVISORS LP | $352.5M |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $333.7M |
| VANGUARD CAPITAL MANAGEMENT LLC | $286.3M |
Annual results · 10-K
Fiscal 2025- Net income
- $464.6M
As reported in the fiscal 2025 annual report.
Funds & ETFs · N-PORT
Insider trades · Form 4
Latest filings
- P Clinton Winter 2026-10-02 Derivative
- Mark R Nesselroad 2026-09-02 Sell
- P Clinton Winter 2026-08-31 Derivative
- P Clinton Winter 2026-08-04 Derivative
5%+ holders · 13D/G
2 filers| Filer | % of class | Filed |
|---|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC 13G | 5.3% | 2026-04-30 |
| VANGUARD PORTFOLIO MANAGEMENT LLC 13G | 5.3% | 2026-04-29 |
Latest Schedule 13D or 13G from each filer; stakes a filer has reported closed are left out.
Securities
| CUSIP | Security | Type |
|---|---|---|
| 909907107 | UBSI UNITED BANKSHARES INC WEST VA | Common stock |