Old Second Bancorp

CIK 0000357173 · OSBC Nasdaq

SIC
6022 · State Commercial Banks
Type
Operating
Status
Public
Filer
Large accelerated filer
Incorporated
Delaware
FY End
Dec 31

Old Second Bancorp, Inc. (OSBC) is a Delaware-incorporated bank holding company founded in 1981, headquartered in Aurora, Illinois. Its wholly-owned subsidiary, Old Second National Bank, is a nationally chartered commercial bank operating 55 banking centers across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois — primarily in the western and southern portions of the Chicago metropolitan area.

Business Overview

Old Second conducts a full-service community banking and trust business. Core offerings include commercial and consumer deposit accounts (checking, savings, money market, time deposits, IRAs), commercial and industrial lending, commercial real estate lending, residential mortgages, construction lending, equipment leasing, home equity lines of credit, wealth management and trust services, and a broad suite of electronic banking and cash management services. As of December 31, 2025, the bank had approximately $2.29 billion in assets under administration and/or management through its wealth management division.

**2025 Acquisition: Bancorp Financial / Evergreen...

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AI-generated summary of Item 1 (Business) from the 10-K filed Feb 26, 2026 — View filing on SEC.gov. May contain errors — refer to the filing for authoritative information.

Across SEC filings

Institutional holders · 13F

Q2 2026
184 managers reported a position for Q2 2026 -4 vs Q1 2026
Largest Q2 2026 Form 13F holders of Old Second Bancorp by reported value
Largest holders Reported value
BlackRock Inc $100.2M
DIMENSIONAL FUND ADVISORS LP $58.3M
VANGUARD CAPITAL MANAGEMENT LLC $50.8M
STATE STREET CORPORATION $42.9M
Davis Asset Management L P $42.0M

Annual results · 10-K

Fiscal 2025
Net income
$80.3M

As reported in the fiscal 2025 annual report.

Funds & ETFs · N-PORT

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Insider trades · Form 4

-$7.69M net open-market insider transactions, last 12 months 1 filing with purchases ($502), 18 filings with sales ($7.69M)

Latest filings

5%+ holders · 13D/G

1 filer
Schedule 13D and 13G filers reporting a stake of 5% or more
Filer % of class Filed
DIMENSIONAL FUND ADVISORS LP 13G 5.1% 2026-10-08

Latest Schedule 13D or 13G from each filer; stakes a filer has reported closed are left out.

Securities

Securities issued by this company
CUSIP Security Type
680277100 OSBC OLD SECOND BANCORP INC I L L Common stock

Latest SEC filings

All filings →
Latest SEC filings by Old Second Bancorp
Form Description Filed
4 Insider Transaction · Jill E York 2026-10-21
8-K Current Report 2026-10-21
4/A 4/A · Jill E York 2026-10-21
4/A 4/A · John Williams Jr 2026-10-21
4/A 4/A · Temple Rocks Patti 2026-10-20
4/A 4/A · Hugh H Mclean 2026-10-20
4/A 4/A · Billy J Lyons Jr 2026-10-20
4/A 4/A · Keith Kotche 2026-10-20
4/A 4/A · Dennis L Klaeser 2026-10-20
4/A 4/A · Barry Finn 2026-10-20
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Valuation is a Premium feature

What this company is worth versus its price — fair value at today's bond rate, margin of safety, and the Graham Number against the institutional consensus price.

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