Business Summary LCNB Corp. is an Ohio-based financial holding company headquartered in Lebanon, Ohio, operating through its wholly-owned subsidiary LCNB National Bank — a community bank with roots tracing to 1877. As of December 31, 2024, the bank serves Southwestern and South Central Ohio and Northern Kentucky through 36 branch offices and 39 ATMs. LCNB has grown through acquisitions (including CNNB and EFBI) and positions itself as a relationship-driven community bank competing on personal service and local engagement rather than scale.
Products & Services - Commercial and industrial loans - Commercial and residential real estate loans - Agricultural loans - Construction loans - Consumer loans (automobile, boat, home improvement, personal) - Small Business Administration (SBA) loans - Residential mortgage lending (purchase, refinance, home equity lines of credit) - Wealth Management Division: trust administration, estate settlement, fiduciary services, investment management (trusts, IRAs, foundations/endowments) - Securities brokerage via LPL Financial LLC (mutual...
AI-generated summary of Item 1 (Business) from the 10-K filed Mar 12, 2025 — View filing on SEC.gov. May contain errors — refer to the filing for authoritative information.
Across SEC filings
Institutional holders · 13F
Q2 2026| Largest holders | Reported value |
|---|---|
| SNS Financial Group LLC | $19.1M |
| BlackRock Inc | $16.9M |
| VANGUARD CAPITAL MANAGEMENT LLC | $9.7M |
| DIMENSIONAL FUND ADVISORS LP | $9.6M |
| Ritter Daniher Financial Advisory LLC DE | $9.6M |
Annual results · 10-K
Fiscal 2025- Net income
- $23.1M
As reported in the fiscal 2025 annual report.
Securities
| CUSIP | Security | Type |
|---|---|---|
| 50181P100 | LCNB LCNB CORPORATION | Common stock |
Insider trades · Form 4
Latest filings
- Michael Robert Miller 2026-11-04 Sell
- Anne E Krehbiel 2026-10-28 Buy
- Eric J Meilstrup 2026-08-28 Buy
- Robert C Haines II 2026-08-17 Buy