Business Summary
Ally Financial Inc. is a digital-first financial services company with $196.0 billion in total assets as of December 31, 2025. The company operates as the nation's largest all-digital bank and is the market-leading provider of automotive financing and insurance to car dealerships and consumers across the U.S. Ally generates revenue primarily through net interest income from its auto finance loan and lease portfolios, insurance premiums, deposit spread, and fees from its corporate finance and investment services businesses.
Products & Services
- Automotive Finance (Dealer Financial Services): Consumer and commercial auto loans, retail installment sales contracts, operating leases for vehicles originated primarily through a dealer network; floorplan and commercial lending to auto dealers; SmartAuction vehicle remarketing services
- Insurance (Dealer Financial Services): Vehicle service contracts (VSCs), guaranteed asset protection (GAP) products, dealer inventory insurance, finance and insurance (F&I) products distributed through the automotive dealer channel; reinsurance operations...
AI-generated summary of Item 1 (Business) from the 10-K filed Feb 25, 2026 — View filing on SEC.gov. May contain errors — refer to the filing for authoritative information.
Across SEC filings
Institutional holders · 13F
Q2 2026| Largest holders | Reported value |
|---|---|
| BlackRock Inc | $1.3B |
| BERKSHIRE HATHAWAY INC | $1.2B |
| HARRIS ASSOCIATES L P | $1.2B |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $647.8M |
| VANGUARD CAPITAL MANAGEMENT LLC | $574.1M |
Annual results · 10-K
Fiscal 2025- Revenue
- $7.9B
- Net income
- $852.0M
As reported in the fiscal 2025 annual report.
Funds & ETFs · N-PORT
Insider trades · Form 4
Latest filings
- Kathleen L. Patterson 2026-10-22 Sell
- Douglas R. Timmerman 2026-10-22 -
- Stephanie N Richard 2026-10-22 -
- Russell E. Hutchinson 2026-10-22 -
- William Cadik Hall Jr 2026-10-22 -
5%+ holders · 13D/G
1 filer| Filer | % of class | Filed |
|---|---|---|
| BlackRock Inc 13G | 8.3% | 2025-07-17 |
Latest Schedule 13D or 13G from each filer; stakes a filer has reported closed are left out.