SYNOVUS FINANCIAL CORP
Q3 2025 Form 13-F

COLUMBUS, GEORGIA
CIK 0000018349 · Publicly traded company
Consolidated report · includes 2 managers since Q2 2013
$8.7B Reported Value Total
Reported value
$8.7B
Quarter over quarter
+5.4%
Holdings
937
Top-10 concentration
42.2%

Filing Structure

Reports holdings for

Key People

Directors & officers from Form 4 filings
Samaha Eli
10% Owner
Stelling Kessel D
Executive Chairman
Akins D Wayne Jr
EVP, Chief Comm Banking Off.
Bishop Daniel Zachary
EVP, Tech., Ops., & Sec.
Blair Kevin S.
President and CEO
Creson Shellie
EVP and Chief Risk Officer

Description and Activity

Synovus Financial Corp. is a bank holding company based in Columbus, Georgia. Through its primary subsidiary, Synovus Bank, the company offers a wide range of commercial and consumer banking services to individuals and businesses. Synovus operates predominantly in the southeastern United States, with branches and ATMs spread across Alabama, Florida, Georgia, South Carolina, and Tennessee. As of the end of 2023, the company reported total consolidated assets of $59.81 billion and total consolidated deposits of $50.74 billion.

Synovus Bank's services encompass commercial and consumer lending, treasury management, asset management, capital markets services, and institutional trust services. The bank operates 246 branches and 354 ATMs within its service areas. Besides traditional banking operations, Synovus also provides various financial services through its non-bank subsidiaries, including investment banking, trust services, brokerage services, wealth management, mortgage services, and premium finance services.

The company's business model is relationship-based, emphasizing customer service and community involvement. Synovus faces competition from other financial institutions, such as national and state banks, credit unions, and fintech companies. To stay competitive, the company invests in technology and digital banking capabilities, including mobile banking and electronic payment systems. Additionally, Synovus focuses on workforce development by offering competitive compensation and benefits.

Regulatory oversight is a significant aspect of Synovus's operations. The company is regulated by several federal and state agencies, including the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), and the Georgia Department of Banking and Finance (DBF). Compliance with regulations related to capital levels, consumer protection, risk management, and other banking practices is mandatory. Synovus Bank's adherence to these regulations is crucial to avoid penalties and enforcement actions.

In summary, Synovus Financial Corp. is a comprehensive financial services provider with a strong presence in the southeastern U.S. The company balances its traditional banking services with a commitment to technological advancement and regulatory compliance, aiming to serve its customers effectively while managing various operational risks.

Company description summarized from 10-K filing.

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Q3 2025 13F record

Q3 2025 13F filing summary

Q3 2025 Form 13F portfolio summary
Period of report September 30, 2025
Filed November 07, 2025
Form 13F-HR
Reported value $8.7B
Positions 937
Change in reported value +7.0%
New positions 66
Exited positions 38
Position turnover 10.7%
Top-10 concentration 42.2%

13F filings by quarter

Form 13F filings by quarter
Quarter Positions Value
Q3 2025 13F
Filed Nov 7, 2025
937 $8.7B
Q2 2025 13F
Filed Aug 14, 2025
909 $8.2B
Q1 2025 13F
Filed May 14, 2025
894 $7.7B
Q4 2024 13F
Filed Feb 13, 2025
874 $7.9B
Q3 2024 13F
Filed Nov 14, 2024
915 $8.6B
Q2 2024 13F
Filed Aug 13, 2024
839 $7.6B
Q1 2024 13F
Filed May 14, 2024
842 $7.7B
Q4 2023 13F
Filed Feb 14, 2024
821 $7.1B
Q3 2023 13F
Filed Nov 13, 2023
837 $8.8B
Q2 2023 13F
Filed Aug 8, 2023
840 $9.1B
Q1 2023 13F
Filed May 11, 2023
827 $8.9B
Q4 2022 13F
Filed Feb 6, 2023
859 $8.8B
Q3 2022 13F
Filed Oct 27, 2022
842 $8.2B
Q2 2022 13F
Filed Aug 10, 2022
838 $8.5B
Q1 2022 13F
Filed May 12, 2022
842 $9.4B
Q4 2021 13F
Filed Feb 14, 2022
854 $10.1B
Q3 2021 13F
Filed Nov 8, 2021
831 $9.5B
Q2 2021 13F
Filed Aug 11, 2021
829 $10.1B
Q1 2021 13F
Filed May 11, 2021
742 $9.0B
Q4 2020 13F
Filed Feb 11, 2021
755 $8.7B

30 earlier quarters on file — choose one from the quarter menu above.

Top 20 holdings · Q3 2025

Largest Q3 2025 13F positions by reported value
# Holding Reported value % of portfolio
1 IWD ISHARES TR $659.6M 7.55%
2 GPN GLOBAL PMTS INC $635.9M 7.27%
3 IWF ISHARES TR $568.7M 6.51%
4 KO COCA COLA CO $501.6M 5.74%
5 SPY SPDR S&P 500 ETF TR $299.8M 3.43%
6 SNVZZZZ SYNOVUS FINL CORP $260.6M 2.98%
7 AAPL APPLE INC $213.8M 2.45%
8 MSFT MICROSOFT CORP $191.3M 2.19%
9 VEA VANGUARD TAX-MANAGED FDS $180.3M 2.06%
10 NVDA NVIDIA CORPORATION $176.3M 2.02%
11 SO SOUTHERN CO $160.0M 1.83%
12 QUAL ISHARES TR $144.5M 1.65%
13 IWM ISHARES TR $141.4M 1.62%
14 RSP INVESCO EXCHANGE TRADED FD T $129.1M 1.48%
15 AFL AFLAC INC $123.4M 1.41%
16 IWR ISHARES TR $108.3M 1.24%
17 JPM JPMORGAN CHASE & CO. $96.7M 1.11%
18 GOOGL ALPHABET INC $88.9M 1.02%
19 AMZN AMAZON COM INC $82.3M 0.94%
20 LLY ELI LILLY & CO $76.8M 0.88%

Values as reported on the Q3 2025 Form 13F. Every position is in the holdings table below.

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