SENSIBLE FINANCIAL PLANNING & MANAGEMENT LLC
Q1 2021 Form 13-F
WALTHAM, MASSACHUSETTS
CIK 0001567738
· CRD 120766
· SEC-registered investment adviser
$272.4M Reported Value Total
SENSIBLE FINANCIAL PLANNING AND MANAGEMENT, LLC reports 1,412 total accounts under management (AUM). There are 1,362 discretionary accounts valued at $568,369,571, and 50 non-discretionary accounts valued at $48,095,195.
Source: Form ADV filed * Note that certain holdings are exempt from Form 13-F reporting, so the AUM totals may be greater than the Form 13-F total.
SEC Registered
Discretionary & Non-Discretionary
Source: Form ADV filed 2025-05-28
Reported value
$272.4M
Quarter over quarter
+0.3%
Holdings
42
Top-10 concentration
77.9%
Key People
Form ADV owners & control persons
Jr. Frederick Hotchkiss Miller
MANAGING MEMBER AND CEO
Richard Donald Fine
FINANCIAL PLANNER AND SENIOR ADVISOR
Charles Luce
ASSOCIATE DIRECTOR OF BUSINESS OPERATIONS AND CHIEF COMPLIANCE OFFICER
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Q1 2021 13F record
Q1 2021 13F filing summary
| Period of report | March 31, 2021 |
|---|---|
| Filed | May 17, 2021 |
| Form | 13F-HR |
| Reported value | $272.4M |
| Positions | 42 |
| Change in reported value | +1.5% |
| New positions | 0 |
| Exited positions | 1 |
| Position turnover | 2.3% |
| Top-10 concentration | 77.9% |
13F filings by quarter
| Quarter | Positions | Value |
|---|---|---|
|
Q3 2025 13F
Filed Nov 5, 2025
|
31 | $550.7M |
|
Q2 2025 13F
Filed Aug 8, 2025
|
37 | $526.6M |
|
Q1 2025 13F
Filed Apr 28, 2025
|
30 | $501.0M |
|
Q4 2024 13F
Filed Feb 7, 2025
|
29 | $482.5M |
|
Q3 2024 13F
Filed Oct 28, 2024
|
53 | $506.5M |
|
Q2 2024 13F
Filed Jul 18, 2024
|
27 | $462.8M |
|
Q1 2024 13F
Filed May 6, 2024
|
29 | $452.3M |
|
Q4 2023 13F
Filed Feb 2, 2024
|
27 | $426.3M |
|
Q3 2023 13F
Filed Oct 27, 2023
|
28 | $397.7M |
|
Q2 2023 13F
Filed Aug 3, 2023
|
32 | $425.8M |
|
Q1 2023 13F
Filed Apr 14, 2023
|
32 | $423.8M |
|
Q4 2022 13F
Filed Feb 2, 2023
|
32 | $402.5M |
|
Q3 2022 13F
Filed Nov 7, 2022
|
43 | $388.8M |
|
Q2 2022 13F
Filed Aug 4, 2022
|
47 | $396.3M |
|
Q1 2022 13F
Filed May 18, 2022
|
43 | $374.2M |
|
Q4 2021 13F
Filed Feb 11, 2022
|
43 | $351.8M |
|
Q3 2021 13F
Filed Nov 9, 2021
|
44 | $307.0M |
|
Q2 2021 13F
Filed Jul 29, 2021
|
44 | $296.2M |
|
Q1 2021 13F
Filed May 17, 2021
|
42 | $272.4M |
|
Q4 2020 13F
Filed Feb 24, 2021
|
43 | $268.3M |
25 earlier quarters on file — choose one from the quarter menu above.
Top 20 holdings · Q1 2021
| # | Holding | Reported value | % of portfolio |
|---|---|---|---|
| 1 | BNDX VANGUARD CHARLOTTE FDS | $66.4M | 24.37% |
| 2 | SCHZ SCHWAB STRATEGIC TR | $54.9M | 20.14% |
| 3 | VTI VANGUARD INDEX FDS | $13.2M | 4.86% |
| 4 | STIP ISHARES TR | $12.5M | 4.59% |
| 5 | SCHP SCHWAB STRATEGIC TR | $12.4M | 4.54% |
| 6 | MTUM ISHARES TR | $11.7M | 4.3% |
| 7 | VOO VANGUARD INDEX FDS | $11.6M | 4.27% |
| 8 | SCHX SCHWAB STRATEGIC TR | $11.1M | 4.08% |
| 9 | BIV VANGUARD BD INDEX FDS | $9.9M | 3.63% |
| 10 | SPYX SPDR SER TR | $8.5M | 3.14% |
| 11 | BND VANGUARD BD INDEX FDS | $5.9M | 2.16% |
| 12 | MGC VANGUARD WORLD FD | $5.5M | 2.04% |
| 13 | VTIP VANGUARD MALVERN FDS | $4.5M | 1.66% |
| 14 | VEA VANGUARD TAX-MANAGED INTL FD | $4.1M | 1.52% |
| 15 | SCHH SCHWAB STRATEGIC TR | $3.7M | 1.38% |
| 16 | VNQ VANGUARD INDEX FDS | $3.7M | 1.36% |
| 17 | SPDW SPDR INDEX SHS FDS | $3.6M | 1.31% |
| 18 | VUG VANGUARD INDEX FDS | $3.5M | 1.27% |
| 19 | CCMP CMC MATERIALS INC | $3.0M | 1.11% |
| 20 | VB VANGUARD INDEX FDS | $2.2M | 0.81% |
Values as reported on the Q1 2021 Form 13F. Every position is in the holdings table below.