RF&L WEALTH MANAGEMENT LLC's Q3 2026 13F: 3 new positions, 2 exits
Form 13F-HR for the quarter ended Sep 30, 2026 · filed Oct 20, 2026 · 51 reported positions · accession 0001965915-26-000005
What changed this quarter
| Activity | Security | Weight before | Weight now | Change | Shares | Shares % |
|---|---|---|---|---|---|---|
| New | ISHARES TR (IVE) | — | 0.9% | +0.9 pts | +6,000 sh | new |
| Increased | VANGUARD BD INDEX FDS (BSV) | 6.5% | 6.6% | 0.0 pts | +4,155 sh | +3% |
| New | FIDELITY COVINGTON TRUST (FMDE) | — | 0.2% | +0.2 pts | +7,291 sh | new |
| Reduced | APPLE INC (AAPL) | 1.0% | 1.0% | 0.0 pts | −852 sh | −17% |
| Exited | SPDR SERIES TRUST (BIL) | 0.2% | — | −0.2 pts | −2,665 sh | −100% |
| Exited | TESLA INC (TSLA) | 0.2% | — | −0.2 pts | −545 sh | −100% |
| Reduced | DIMENSIONAL ETF TRUST (DFAT) | 13.7% | 12.8% | −0.9 pts | −3,231 sh | −1% |
| New | ISHARES TR (IVW) | — | 0.1% | +0.1 pts | +1,440 sh | new |
| Increased | VANGUARD INDEX FDS (VOO) | 4.3% | 4.5% | +0.2 pts | +283 sh | +3% |
| Increased | GLOBE LIFE INC (GL) | 0.4% | 0.5% | +0.1 pts | +884 sh | +26% |
| Reduced | ABBVIE INC (ABBV) | 1.4% | 1.4% | 0.0 pts | −360 sh | −4% |
| Reduced | DIMENSIONAL ETF TRUST (DFUS) | 8.1% | 8.1% | 0.0 pts | −930 sh | −1% |
| Increased | EA SERIES TRUST (BSVO) | 0.8% | 0.8% | 0.0 pts | +2,510 sh | +6% |
| Increased | DIMENSIONAL ETF TRUST (DISV) | 0.9% | 1.0% | +0.1 pts | +1,566 sh | +5% |
| Increased | VANGUARD BD INDEX FDS (BIV) | 0.2% | 0.2% | 0.0 pts | +670 sh | +20% |
| Reduced | SCHWAB STRATEGIC TR (FNDC) | 3.5% | 3.5% | 0.0 pts | −770 sh | −1% |
| Increased | DIMENSIONAL ETF TRUST (DFAS) | 5.1% | 4.8% | −0.3 pts | +400 sh | 0% |
| Increased | ISHARES TR (IWD) | 1.6% | 1.6% | 0.0 pts | +120 sh | +1% |
| Increased | DIMENSIONAL ETF TRUST (DFIV) | 4.6% | 4.8% | +0.1 pts | +490 sh | 0% |
| Increased | ISHARES TR (IDEV) | 1.9% | 1.9% | 0.0 pts | +246 sh | +1% |
| Reduced | SCHWAB STRATEGIC TR (FNDF) | 1.5% | 1.5% | 0.0 pts | −400 sh | −1% |
| Reduced | DIMENSIONAL ETF TRUST (DFAX) | 1.1% | 1.0% | 0.0 pts | −530 sh | −1% |
| Increased | DIMENSIONAL ETF TRUST (DFEM) | 0.8% | 0.7% | 0.0 pts | +490 sh | +2% |
| Reduced | STATE STR SPDR S&P 500 ETF T (SPY) | 0.3% | 0.3% | 0.0 pts | −20 sh | −4% |
| Increased | ISHARES INC (IEMG) | 2.9% | 2.8% | −0.1 pts | +160 sh | 0% |
| Reduced | DIMENSIONAL ETF TRUST (DFUV) | 7.4% | 7.3% | −0.1 pts | −204 sh | 0% |
| Reduced | ISHARES TR (IWN) | 0.7% | 0.7% | 0.0 pts | −50 sh | −1% |
| Reduced | VANGUARD INTL EQUITY INDEX F (VWO) | 0.8% | 0.7% | 0.0 pts | −94 sh | 0% |
| Reduced | VANGUARD INDEX FDS (VBR) | 3.5% | 3.3% | −0.2 pts | −20 sh | 0% |
| Increased | VANGUARD INDEX FDS (VUG) | 0.2% | 0.2% | 0.0 pts | +40 sh | +1% |
| Increased | SPDR INDEX SHS FDS (SPDW) | 0.4% | 0.4% | 0.0 pts | +60 sh | 0% |
| Increased | DIMENSIONAL ETF TRUST (DFAC) | 8.5% | 8.4% | 0.0 pts | +59 sh | 0% |
| Reduced | VANGUARD INDEX FDS (VTI) | 3.6% | 3.6% | 0.0 pts | −5 sh | 0% |
| Increased | NVIDIA CORPORATION (NVDA) | 1.5% | 1.7% | +0.2 pts | +7 sh | 0% |
| Increased | ISHARES TR (ITOT) | 3.3% | 3.4% | 0.0 pts | +8 sh | 0% |
| Increased | JPMORGAN CHASE & CO (JPM) | 0.2% | 0.2% | 0.0 pts | +4 sh | 0% |
| Increased | ELI LILLY & CO (LLY) | 2.7% | 2.5% | −0.1 pts | +1 sh | 0% |
| Increased | MICROSOFT CORP (MSFT) | 0.3% | 0.4% | +0.1 pts | +2 sh | 0% |
| Increased | CHEVRON CORPORATION (CVX) | 0.2% | 0.2% | 0.0 pts | +5 sh | 0% |
| Increased | AMAZON COM INC (AMZN) | 0.3% | 0.3% | 0.0 pts | +3 sh | 0% |
| Increased | ALPHABET INC (GOOGL) | 0.2% | 0.2% | 0.0 pts | +2 sh | 0% |
| Increased | ISHARES TR (IJR) | 0.7% | 0.7% | −0.1 pts | +5 sh | 0% |
Reported by the fund in its Form 13F filed with the SEC; holdings are as of the quarter-end report date and may have changed since. For informational purposes only — not investment advice or a recommendation to buy or sell any security. FilingExplorer is not affiliated with or endorsed by this fund. How this brief is compiled
Top 10 positions — 64.3% of the equity book
Changes in the top 10 this quarter: FNDC entered · VBR left
| # | Security | Weight before | Weight now | |
|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST (DFAT) | 13.7% | 12.8% | |
| 2 | DIMENSIONAL ETF TRUST (DFAC) | 8.5% | 8.4% | |
| 3 | DIMENSIONAL ETF TRUST (DFUS) | 8.1% | 8.1% | |
| 4 | DIMENSIONAL ETF TRUST (DFUV) | 7.4% | 7.3% | |
| 5 | VANGUARD BD INDEX FDS (BSV) | 6.5% | 6.6% | |
| 6 | DIMENSIONAL ETF TRUST (DFIV) | 4.6% | 4.8% | |
| 7 | DIMENSIONAL ETF TRUST (DFAS) | 5.1% | 4.8% | |
| 8 | VANGUARD INDEX FDS (VOO) | 4.3% | 4.5% | |
| 9 | VANGUARD INDEX FDS (VTI) | 3.6% | 3.6% | |
| 10 | SCHWAB STRATEGIC TR (FNDC) | 3.5% | 3.5% | Entered the top 10 |
| — | VANGUARD INDEX FDS (VBR) | 3.5% | 3.3% | Left the top 10 |
Weights are each position's reported value as a share of the fund's reported equity positions (options and principal-amount holdings excluded).