Prepared Retirement Institute LLC's Q4 2024 13F: 4 new positions, 5 exits

Form 13F-HR for the quarter ended Dec 31, 2024 · filed Feb 13, 2025 · 79 reported positions · accession 0002056037-25-000005

View the filing on SEC.gov

What changed this quarter

Activity Security Weight before Weight now Change Shares Shares %
Increased VANGUARD SPECIALIZED FUNDS (VIG) 12.9% 13.2% +0.4 pts +11,064 sh +10%
Increased SCHWAB STRATEGIC TR (SCHD)
prior share count adjusted for a stock split
 10.3% 10.0% −0.3 pts +40,226 sh +7%
Increased VANGUARD INDEX FDS (VTI) 2.9% 3.4% +0.5 pts +3,412 sh +20%
Increased WISDOMTREE TR (IHDG) 7.1% 6.9% −0.2 pts +21,544 sh +8%
Increased VANGUARD BD INDEX FDS (BND) 6.5% 6.4% −0.1 pts +12,943 sh +9%
Increased SPDR SER TR (SPYG) 10.8% 11.3% +0.5 pts +10,416 sh +5%
Increased VANGUARD SCOTTSDALE FDS (VCIT) 2.8% 3.0% +0.2 pts +10,306 sh +19%
Increased TRUST FOR PROFESSIONAL MANAG (SPC) 6.3% 6.1% −0.2 pts +32,743 sh +7%
Increased FRANKLIN TEMPLETON ETF TR (DIVI) 1.7% 1.8% +0.1 pts +22,535 sh +27%
Increased VANGUARD INDEX FDS (VOO) 3.0% 3.2% +0.3 pts +1,232 sh +13%
Increased ISHARES TR (FALN) 4.3% 4.3% 0.0 pts +19,832 sh +8%
Increased VANGUARD INDEX FDS (VB) 3.3% 3.5% +0.1 pts +2,090 sh +9%
New SELECT SECTOR SPDR TR (XLF) — 0.3% +0.3 pts +9,183 sh new
Reduced APPLE INC (AAPL) 1.0% 0.8% −0.2 pts −1,479 sh −21%
New ISHARES TR (ITA) — 0.2% +0.2 pts +2,457 sh new
Exited SELECT SECTOR SPDR TR (XLP) 0.2% — −0.2 pts −3,063 sh −100%
Increased ISHARES TR (DIVB) 0.7% 0.8% +0.1 pts +5,378 sh +21%
Exited VANGUARD INTL EQUITY INDEX F (VEU) 0.1% — −0.1 pts −3,814 sh −100%
Increased ISHARES TR (SHY) 3.0% 2.9% −0.1 pts +2,949 sh +5%
Exited CONSTELLATION ENERGY CORP (CEG) 0.1% — −0.1 pts −841 sh −100%
New VANGUARD WHITEHALL FDS (VYM) — 0.1% +0.1 pts +1,805 sh new
Reduced MICROSOFT CORP (MSFT) 1.6% 1.4% −0.3 pts −539 sh −9%
Exited VANGUARD INDEX FDS (VNQ) 0.1% — −0.1 pts −2,147 sh −100%
New SCHWAB STRATEGIC TR (SCHG) — 0.1% +0.1 pts +7,208 sh new
Increased VANGUARD STAR FDS (VXUS) 0.2% 0.3% +0.1 pts +3,340 sh +63%
Increased INVESCO EXCHANGE TRADED FD T (RSP) 0.6% 0.7% +0.1 pts +1,076 sh +18%
Increased ISHARES TR (SVAL) 0.4% 0.4% +0.1 pts +4,813 sh +25%
Increased ISHARES TR (IAGG) 0.6% 0.7% 0.0 pts +2,979 sh +15%
Reduced ISHARES TR (FLOT) 0.6% 0.5% −0.1 pts −2,665 sh −13%
Reduced ISHARES TR (DGRO) 1.1% 1.0% −0.2 pts −1,850 sh −6%
Reduced VANGUARD INDEX FDS (VUG) 1.4% 1.4% 0.0 pts −244 sh −4%
Increased TESLA INC (TSLA) 0.1% 0.3% +0.1 pts +225 sh +24%
Increased ALLSTATE CORP (ALL) 0.4% 0.4% 0.0 pts +400 sh +13%
Increased JPMORGAN CHASE & CO. (JPM) 0.2% 0.3% +0.1 pts +315 sh +20%
Increased FIRST TR EXCHANGE TRADED FD (CIBR) 0.1% 0.2% 0.0 pts +1,058 sh +30%
Increased JOHNSON & JOHNSON (JNJ) 0.1% 0.1% 0.0 pts +381 sh +27%
Reduced VANGUARD INDEX FDS (VXF) 0.2% 0.2% 0.0 pts −239 sh −13%
Reduced SCHWAB STRATEGIC TR (SCHA) 0.3% 0.2% 0.0 pts −1,750 sh −10%
Reduced FIRST TR EXCHNG TRADED FD VI (DEED) 0.2% 0.2% 0.0 pts −1,729 sh −11%
Reduced GLOBAL X FDS (PFFD) 2.5% 2.2% −0.3 pts −1,479 sh −1%
Increased NVIDIA CORPORATION (NVDA) 0.4% 0.4% 0.0 pts +211 sh +4%
Increased ISHARES TR (IWF) 0.2% 0.2% 0.0 pts +68 sh +9%
Increased ORACLE CORP (ORCL) 0.2% 0.2% 0.0 pts +150 sh +8%
Reduced MERCK & CO INC (MRK) 0.5% 0.4% −0.1 pts −246 sh −3%
Reduced VANGUARD SCOTTSDALE FDS (VCSH) 0.2% 0.2% 0.0 pts −307 sh −7%
Exited SADOT GROUP INC (SDOT) 0.0% — 0.0 pts −40,000 sh −100%
Reduced ISHARES TR (PFF) 0.3% 0.2% 0.0 pts −531 sh −4%
Increased VANGUARD SCOTTSDALE FDS (VONG) 0.2% 0.2% 0.0 pts +156 sh +6%
Increased 3M CO (MMM) 0.1% 0.1% 0.0 pts +119 sh +8%
Increased ABBVIE INC (ABBV) 0.8% 0.7% −0.1 pts +81 sh +1%

The 50 largest of 72 changes, by size of the trade. Full holdings for this quarter.

Reported by the fund in its Form 13F filed with the SEC; holdings are as of the quarter-end report date and may have changed since. For informational purposes only — not investment advice or a recommendation to buy or sell any security. FilingExplorer is not affiliated with or endorsed by this fund. How this brief is compiled

* Prior share counts adjusted or corrected for a stock split — changes are measured from the adjusted count:

  • SCHWAB STRATEGIC TR (SCHB): 4,508 shares as filed last quarter, 13,524 after adjustment → 13,571 now (prior share count adjusted for a stock split)
  • SCHWAB STRATEGIC TR (SCHD): 201K shares as filed last quarter, 603K after adjustment → 643K now (prior share count adjusted for a stock split)

Top 10 positions — 68.2% of the equity book

Changes in the top 10 this quarter: VTI entered · SHY left

# Security Weight before Weight now
1 VANGUARD SPECIALIZED FUNDS (VIG) 12.9% 13.2%
2 SPDR SER TR (SPYG) 10.8% 11.3%
3 SCHWAB STRATEGIC TR (SCHD) 10.3% 10.0%
4 WISDOMTREE TR (IHDG) 7.1% 6.9%
5 VANGUARD BD INDEX FDS (BND) 6.5% 6.4%
6 TRUST FOR PROFESSIONAL MANAG (SPC) 6.3% 6.1%
7 ISHARES TR (FALN) 4.3% 4.3%
8 VANGUARD INDEX FDS (VB) 3.3% 3.5%
9 VANGUARD INDEX FDS (VTI) 2.9% 3.4% Entered the top 10
10 VANGUARD INDEX FDS (VOO) 3.0% 3.2%
— ISHARES TR (SHY) 3.0% 2.9% Left the top 10

Weights are each position's reported value as a share of the fund's reported equity positions (options and principal-amount holdings excluded).