Peak Financial Management Inc's Q4 2024 13F: 7 new positions, 9 exits

Form 13F-HR for the quarter ended Dec 31, 2024 · filed Jan 22, 2025 · 96 reported positions · accession 0001085146-25-000390

View the filing on SEC.gov

What changed this quarter

Activity Security Weight before Weight now Change Shares Shares %
Increased VANGUARD SCOTTSDALE FDS (VCIT) 3.0% 3.2% +0.1 pts +9,059 sh +7%
Reduced VANGUARD INDEX FDS (VOO) 5.3% 5.3% 0.0 pts −1,332 sh −4%
Increased INVESCO EXCHANGE TRADED FD T (RSP) 3.8% 4.0% +0.2 pts +3,338 sh +5%
Increased SCHWAB STRATEGIC TR (SCHZ)
prior share count adjusted for a stock split
 1.7% 1.9% +0.1 pts +25,508 sh +10%
Increased ISHARES TR (SHYG) 2.7% 2.8% +0.1 pts +9,365 sh +4%
Reduced SPDR SER TR (BWX) 1.7% 1.5% −0.2 pts −18,073 sh −7%
Increased VANGUARD STAR FDS (VXUS) 11.0% 10.4% −0.7 pts +6,437 sh +1%
New SERVICENOW INC (NOW) — 0.1% +0.1 pts +320 sh new
New TESLA INC (TSLA) — 0.1% +0.1 pts +794 sh new
Exited VERTEX PHARMACEUTICALS INC (VRTX) 0.1% — −0.1 pts −680 sh −100%
Increased SCHWAB STRATEGIC TR (SCHB)
prior share count adjusted for a stock split
 2.7% 2.9% +0.2 pts +12,878 sh +3%
Increased ISHARES U S ETF TR (COMT) 1.8% 1.9% +0.1 pts +11,460 sh +5%
Exited NOVO-NORDISK A S (NVO) 0.1% — −0.1 pts −2,374 sh −100%
Increased ISHARES TR (AGG) 3.2% 3.2% 0.0 pts +2,849 sh +3%
Increased SPDR INDEX SHS FDS (SPEM) 2.9% 2.8% −0.1 pts +6,997 sh +3%
Exited ADVANCED MICRO DEVICES INC (AMD) 0.1% — −0.1 pts −1,544 sh −100%
Exited MERCK & CO INC (MRK) 0.1% — −0.1 pts −2,203 sh −100%
Exited DOW INC (DOW) 0.1% — −0.1 pts −4,543 sh −100%
New SPDR S&P 500 ETF TR (SPY) — 0.1% +0.1 pts +408 sh new
Reduced VANGUARD INDEX FDS (VTI) 8.5% 8.8% +0.3 pts −818 sh −1%
New PALANTIR TECHNOLOGIES INC (PLTR) — 0.1% +0.1 pts +3,090 sh new
Increased ISHARES TR (IJR) 2.3% 2.4% +0.1 pts +1,998 sh +3%
New HOME DEPOT INC (HD) — 0.1% +0.1 pts +591 sh new
Exited JOHNSON & JOHNSON (JNJ) 0.1% — −0.1 pts −1,425 sh −100%
Exited ISHARES INC (ESGE) 0.1% — −0.1 pts −6,224 sh −100%
Exited VANGUARD MUN BD FDS (VTEB) 0.1% — −0.1 pts −4,380 sh −100%
Exited DUPONT DE NEMOURS INC (DD) 0.1% — −0.1 pts −2,465 sh −100%
New EMCOR GROUP INC (EME) — 0.1% +0.1 pts +450 sh new
New JPMORGAN CHASE & CO. (JPM) — 0.1% +0.1 pts +846 sh new
Increased SCHWAB STRATEGIC TR (SCHP)
prior share count adjusted for a stock split
 3.7% 3.7% 0.0 pts +7,195 sh +2%
Increased AMAZON COM INC (AMZN) 0.3% 0.4% +0.1 pts +772 sh +16%
Increased ISHARES TR (TLH) 0.3% 0.3% 0.0 pts +1,690 sh +18%
Reduced INVESCO EXCH TRADED FD TR II (PICB) 2.4% 2.2% −0.2 pts −7,439 sh −2%
Increased NVIDIA CORPORATION (NVDA) 1.1% 1.3% +0.2 pts +1,103 sh +4%
Reduced INVESCO EXCHANGE TRADED FD T (RSPM) 0.4% 0.3% −0.1 pts −4,203 sh −12%
Reduced SCHWAB STRATEGIC TR (SCHX)
prior share count adjusted for a stock split
 1.4% 1.4% 0.0 pts −5,635 sh −3%
Reduced INVESCO EXCHANGE TRADED FD T (RSPH) 0.8% 0.7% −0.1 pts −4,259 sh −5%
Reduced BERKSHIRE HATHAWAY INC DEL (BRK-B) 0.2% 0.1% 0.0 pts −250 sh −19%
Reduced VANGUARD TAX-MANAGED FDS (VEA) 0.4% 0.3% −0.1 pts −2,325 sh −9%
Increased ISHARES TR (ILTB) 2.6% 2.5% −0.1 pts +2,247 sh +1%
Increased ELI LILLY & CO (LLY) 0.1% 0.1% 0.0 pts +136 sh +59%
Reduced FIDELITY COVINGTON TRUST (FMAT) 0.8% 0.7% −0.1 pts −1,901 sh −4%
Reduced ALPHABET INC (GOOG) 0.3% 0.3% 0.0 pts −470 sh −9%
Reduced SCHWAB STRATEGIC TR (SCHM) 3.0% 3.1% 0.0 pts −3,185 sh −1%
Increased TJX COS INC NEW (TJX) 0.1% 0.1% 0.0 pts +725 sh +27%
Increased ISHARES TR (IVV) 0.6% 0.6% 0.0 pts +122 sh +4%
Increased EXXON MOBIL CORP (XOM) 0.1% 0.2% 0.0 pts +665 sh +16%
Increased HUBSPOT INC (HUBS) 0.1% 0.2% +0.1 pts +100 sh +14%
Reduced ISHARES TR (IEFA) 0.8% 0.7% −0.1 pts −928 sh −3%
Reduced BROADCOM INC (AVGO) 0.1% 0.1% 0.0 pts −267 sh −17%

The 50 largest of 92 changes, by size of the trade. Full holdings for this quarter.

Reported by the fund in its Form 13F filed with the SEC; holdings are as of the quarter-end report date and may have changed since. For informational purposes only — not investment advice or a recommendation to buy or sell any security. FilingExplorer is not affiliated with or endorsed by this fund. How this brief is compiled

* Prior share counts adjusted or corrected for a stock split — changes are measured from the adjusted count:

  • SCHWAB STRATEGIC TR (SCHD): 2,635 shares as filed last quarter, 7,905 after adjustment → 7,905 now (prior share count adjusted for a stock split)
  • SCHWAB STRATEGIC TR (SCHF): 86,577 shares as filed last quarter, 173K after adjustment → 172K now (prior share count adjusted for a stock split)
  • SCHWAB STRATEGIC TR (SCHX): 70,071 shares as filed last quarter, 210K after adjustment → 205K now (prior share count adjusted for a stock split)
  • SCHWAB STRATEGIC TR (SCHZ): 125K shares as filed last quarter, 250K after adjustment → 276K now (prior share count adjusted for a stock split)
  • SCHWAB STRATEGIC TR (SCHB): 140K shares as filed last quarter, 421K after adjustment → 433K now (prior share count adjusted for a stock split)
  • SCHWAB STRATEGIC TR (SCHP): 233K shares as filed last quarter, 465K after adjustment → 472K now (prior share count adjusted for a stock split)

Top 10 positions — 51.6% of the equity book

Changes in the top 10 this quarter: AAPL entered · SPEM left

# Security Weight before Weight now
1 VANGUARD STAR FDS (VXUS) 11.0% 10.4%
2 VANGUARD INDEX FDS (VTI) 8.5% 8.8%
3 SPDR INDEX SHS FDS (SPGM) 7.2% 7.1%
4 VANGUARD INDEX FDS (VOO) 5.3% 5.3%
5 INVESCO EXCHANGE TRADED FD T (RSP) 3.8% 4.0%
6 SCHWAB STRATEGIC TR (SCHP) 3.7% 3.7%
7 VANGUARD SCOTTSDALE FDS (VCIT) 3.0% 3.2%
8 ISHARES TR (AGG) 3.2% 3.2%
9 SCHWAB STRATEGIC TR (SCHM) 3.0% 3.1%
10 APPLE INC (AAPL) 2.7% 3.0% Entered the top 10
— SPDR INDEX SHS FDS (SPEM) 2.9% 2.8% Left the top 10

Weights are each position's reported value as a share of the fund's reported equity positions (options and principal-amount holdings excluded).