Jeffrey A. Howard Exercises Options at Atlanticus Holdings Corp (ATLC) — SEC Form 4, Nov 12, 2025

SEC Form 4 · No Market Transaction

Option Exercise

Derivative exercise — no open market transaction.

Reporting Owner

Jeffrey A. Howard

CEO

TXN 2025-11-07 · FILED 2025-11-12

Equity Position 614K sh 612,949 → 613,949

Equity Change +0.2% shares held after vs before

Filing Lag 2 business days within 2-day SEC deadline

Form 4 · Statement of Changes in Beneficial Ownership

Atlanticus Holdings Corp

ATLC CIK 0001464343

Reporting Owner

Name	Relationship
Jeffrey A. Howard CIK 0001603556	Director CEO

Jeffrey A. Howard at Atlanticus Holdings Corp Full insider history

Bought (12 mo) —

Sold (12 mo) $2,124,600

More from this insider at Atlanticus Holdings Corp

Non-Derivative Securities Transactions

Title	Date	Type	Shares	Price	Net Total	Post-Txn	Ownership
Common Stock	2025-11-07	M - Exercise	1,000 A	$15.30	+$15,300	613,949	Direct

Derivative Securities Transactions

Title	Strike	Date	Type	Shares	Price	Expiration	Underlying	Ownership
Employee Stock Option (right to buy)F1	$15.30	2025-11-07	M - Exercise	1,000 D	$0.00	2025-11-11	1,000 Common Stock	Direct

Footnotes (1)

F1: The stock option vested in three equal installments on November 11, 2021, November 11, 2022 and November 11, 2023. Show more

Institutional Holders

Largest by reported value

5%+ Holders · 13D/G 2 filers

Latest Schedule 13D/G per filer; stakes the filer reported closed are left out.

Other insiders at Atlanticus Holdings Corp

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