UnitedHealth Group provides a range of health care services and products through its two main segments: Optum and UnitedHealthcare. Optum is divided into three divisions: Optum Health, which offers patient care and wellness services; Optum Insight, which provides analytics and technology solutions for health systems and payers; and Optum Rx, which manages pharmacy care services. UnitedHealthcare delivers health benefits through three categories: Employer & Individual, Medicare & Retirement, and Community & State, offering health plans for employers, Medicare recipients, and Medicaid participants, respectively.
UnitedHealth Group operates in the health care and well-being industry, serving various markets, including health care providers, payers, and consumers. The company generates revenue primarily through premiums, administrative fees, and service fees across its segments. Its primary customers include employers, Medicare and Medicaid beneficiaries, and state health programs, serving millions of individuals across the United States.
The operational structure of UnitedHealth Group is centered around its two main segments, with Optum and UnitedHealthcare further subdivided into specific divisions focusing on different aspects of health care services. Key factors impacting the company's business performance include competition from other health care providers and insurers, the ability to manage medical costs effectively, and maintaining consumer satisfaction with its services.